Eleanor Rigby is a specialist Protection Advisor with 12 years of experience in the health insurance sector. She previously worked in hospital administration, giving her a unique perspective on the interface between the NHS and private providers. Eleanor advises families and businesses on Private Medical Insurance (PMI), Critical Illness Cover, and Income Protection.
Eleanor Rigby's career began within the operational management of a private hospital group, where she dealt daily with insurer authorizations and patient pathways. This 'insider' knowledge allows her to explain exactly how policies work in practice, from GP referrals to the settlement of surgical bills. She transitioned to advisory to help clients avoid the common pitfalls of 'moratorium' underwriting and exclusion clauses. Eleanor writes with deep empathy about the realities of navigating the UK healthcare system, helping readers weigh the costs of PMI against the potential waiting times of the NHS. She is an expert on ancillary benefits, such as dental and optical cash plans, and advises on how to integrate these into a cost-effective family package. Eleanor also covers the vital importance of Income Protection, arguing that protecting one's earning power is more crucial than insuring a phone or car. Her goal is to ensure that her clients have a financial safety net that actually pays out when health crises strike.